Updated: Jan 31
No. But it's getting one regardless. Shut up and take it.
Hi. I'm 3QFI. That's not my actual name obviously, my parents were not some early version of Elon Musk, but it is my name I'm using for this blog. I'll be exposing really intimate financial details about my life here and would prefer to stay anonymous. I don't need cousin Eddie hitting me up to help finance his next big idea.
So a bit about me. I'm in my mid 40's, three kids, married, work for a big company in an expensive city. I discovered the FIRE movement a few years back and chugged that big fucking glass of cool aid as quickly as I could. I'm a member of Generation X. Gen-X. The slacker generation. Why is that important? Because a lot of the FIRE movement is centered around those pesky ass Millennials. "Get off my damn lawn! Shouldn't you be at home making avocado toast or homemade sour dough bread anyway?" Their goals are similar in ways but different in others. I'm not looking to house hack to make money in real estate nor couch surf to save on vacations. I can't really claim my goal is to retire early either, more like retire early-ish. Not to say that everything the Millennial's have to offer in the FIRE movement is bad though. Actually damn near all of it is awesome - I'm just trying to find things in life to be grumpy about. It's a right of passage at my age.
So how will I achieve FIRE at 50? By finding ways to save money and making investments. My investment strategy is split between:
Over time I'll break down my investments in each one of those areas - how they are performing, what new investments I'm looking to make & how I go about the whole process. I promise you I'm going to fuck up. A lot. Well hopefully not a lot but at least some. Already have. I have made some investments that went up in smoke that I'll be breaking down as well (there is absolutely a joke there that you'll get later). This blog is going to be an open book. Nothing is off limits from a financial standpoint. Hopefully my experiences will help some of you.
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Personal Capital: My go to place for tracking all things Net Worth.
YNAB: My go to place for managing my spending and budget.
Betterment: I use this account for general investment purposes.
M1 Finance: I use them for my dividend stock investments.
SoFi Invest: This is where I make individual stock investments.