• 3QFI

Top 5 Financial Websites / Apps

Updated: Jan 31, 2021

There are so many financial websites and apps out there it's easy to get lost. For me, I really try and keep it simple. Mostly because I don't invest in a way that requires significant complexity. Thus the tools I use are straight forward, simple to use, give me the functionality I need, and work.


Personal Capital:

As I broke down here I used Personal Capital to track my net worth. It is a fantastic tool for this. You can track changes to your net worth over time, dig into each of the categories that make up your net worth (cash, investments, debts...) to see their trends over time. Review transactions for each of the accounts you have linked. See the fees that you are paying for each of your accounts. The interest rates you are paying. So much info. So easy to use. And it is FREE!


I've tried many different ways of tracking our budget / spending over the decades. Nothing compares to YNAB (You Need A Budget). Nothing. The reports are fantastic that show how you've spent your money over time, by category. The ease of which you assign new dollars to jobs once you get paid is easy. I love it. Absolutely love it. Would be completely lost financially without it. Stop what you're doing right now and sign up for a free trial. You'll be thankful that you did. Did I mention I love it? Cause I do.

Yahoo! Finance:

I know this makes me old school internet, but I don't care. Yahoo! Finance is a great site to track the overall market, research individual stocks, stay up to date on financial news. I use it to track different portfolios that I have as well as stocks that I'm thinking about buying in the future (although I don't buy that many tbh). It is the website I visit most often during the day. It gives me the overall market information I need quickly and accurately. What more would I want?


Venmo is the best way I've found to send money to other people. I use it to send money to my kids (or vice versa), friends, family. It's quick and easy to use, and seems to be widely adopted as the go to platform for payments between individuals. If you haven't already take the time to sign up for an account. It's quick and easy, and will be there for you when you need it.


I use Mint mostly for tracking my credit score, although it has a lot of other functionality beyond that (many people use it for net worth tracking as well, but I like Personal Capital much better). The Credit Score section is clean and clear, provides a breakdown your overall score as well as how you're performing in the various areas the factor into your credit score (On Time Payments, Credit Usage...). It is my go to place to see how my score is performing to make sure there's not fishy going on.


So that's my top 5. There are about 25 other apps / websites I use for personal finance, but they are all for individual banks / credit cards / mortgage providers etc. so not relevant unless you also have accounts there. In a future post I break down & review those apps. Some are great, some are okay, some are absolutely horrible!!!

Wanna support this blog?

  • Personal Capital: My go to place for tracking all things Net Worth.

  • YNAB: My go to place for managing my spending and budget.

  • Betterment: I use this account for general investment purposes.

  • M1 Finance: I use them for my dividend stock investments.

  • SoFi Invest: This is where I make individual stock investments.

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